Credit Risk Manager
Company: Jobot
Location: Kansas City
Posted on: September 21, 2023
Job Description:
We've been in business for 95 years! We pride ourselves on being
the best resource for first time home buyers, veterans and
more.This Jobot Job is hosted by: Brendan ThomasAre you a fit? Easy
Apply now by clicking the "Apply" button and sending us your
resume.Salary: $100,000 - $130,000 per yearA bit about us:We have a
strong reputation both regionally and nationally. We've been in
business for over 95 years with over $5B in assets, specializing in
a variety of banking and investment services as well as
Conventional, FHA, VA, Jumbo and other home loan products. We have
a welcoming environment and we continue to grow professionally and
personally.Why join us?
- Comprehensive medical, dental, and vision coverage
- 401(k) with immediate employer match
- Generous PTO, sick leave, paid holidays and personal days +
your birthday
- Additional mortgage and banking benefits
- Employee referral bonuses
- Strong training programs aimed to make you successful here!Job
DetailsManage various analyses including:
- Quarterly Allowance for Loan and Lease Losses ("ALLL")
analysis
- CECL implementation
- Portfolio stress testing
- Concentration management analysis
- Industry and market trends & outlooks
- Influence the bank's credit risk culture
- Responsible for the development, execution and management of
reporting and analytical needs for Portfolio Credit Risk
Management
- Monitor and manage credit risk for the bank's loan
portfolio
- Apply sensitivity analysis, stress testing, market trend, and
other analytical methodologies to anticipate credit trends or
deterioration and obtain insights into portfolio performance and
market opportunities in an attempt to identify and mitigate
potential credit exposure to the portfolio
- Challenge, develop, and recommend credit portfolio strategies
to improve portfolio efficiency that mitigates loss exposure and
maximize profitability
- Identify potential systemic problems in the life cycle of a
credit from origination, underwriting, documentation, and problem
loans, including identify changing market conditions
- Evaluate the activities of lending personnel, ensuring such
activities are compliant with lending policies and the quality of
their loan approval, monitoring, and risk grading assessment
- Recommend appropriate loan risk grade or adversely classify
loans, especially those with well-defined credit weaknesses that
jeopardize the repayment
- Review the Bank's Watch List monthly and ensure risk ratings
are appropriate and changes made through the Bank's auto-rater
function are necessary
- Discuss all noted deficiencies and identified weaknesses, and
any existing or planned corrective actions, including time frames
for correction, with appropriate loan officers and managers
- Manage risk presentations for senior management that include
portfolio activities, analytics of risk, performance, emerging
trends and opportunities. Ensure the quality and data integrity of
the monthly and quarterly reports sent to Senior Management,
Committees, and Board
- Lead the development of analytics and visualization to assist
with portfolio credit risk surveillance. Typical functions are loss
forecasting, loan mix management, risk appetite management,
collections strategy, watch list oversight, and reporting related
to KPI/KRI's.
- Track policy exceptions that will provide meaningful feedback
to understand credit portfolio risk, future potential credit
problems, and provide feedback for Lending Policy and Underwriting
enhancementsInterested in hearing more? Easy Apply now by clicking
the "Apply" button.
Keywords: Jobot, Kansas City , Credit Risk Manager, Executive , Kansas City, Kansas
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